Bill Karstens, of Karstens Insurance Agency, will discuss Medicare and Prescription Drug Plans at the South Hero Congregational Church on Monday, November 9th at 11:30. There is no cost for the presentation and guests are invited to stay for lunch. If you do plan on staying for lunch, and have not already signed up, please make a reservation by calling the C.I.D.E.R. offce at 372-6425.